Calculate returns on your Systematic Investment Plan.
The SIP Calculator estimates the future value of a Systematic Investment Plan in mutual funds. Enter the monthly investment amount, the expected annual rate of return, and the time period — and the calculator shows the total amount invested, the wealth gained, and the maturity value. It is the most-used mutual fund SIP returns calculator India for people planning long-term goals like retirement, buying a home, or funding their children's education. Use it as a SIP calculator for ₹5000 per month 10 years to see what a small monthly habit becomes over a decade, or work out how much to invest in SIP for 1 crore by adjusting the monthly amount until the corpus matches your target. People often use it to identify the best SIP amount to become crorepati within their working years, or as a SIP calculator with step-up option free to model what happens when they raise the SIP amount by 10% every year as their salary grows. It also works as a lump sum vs SIP calculator comparison tool — run two scenarios with the same total amount to see which approach gives the larger corpus at maturity given the same return assumption.
Yes, SIP Calculator is 100% free to use with no signup, no watermark, no daily caps, and no hidden charges. You can use it as many times as you need.
Yes — files are processed directly in your browser whenever possible, so they never reach our servers. That keeps your data private when you use SIP Calculator online.
Yes. SIP Calculator works on iPhone, iPad, Android phones and tablets, plus Windows, Mac, and Linux laptops. Just open the page in your mobile browser — there is nothing to install.
No download and no installation required. SIP Calculator runs entirely in your web browser, so it works instantly on any device with an internet connection.
Yes. SIP Calculator runs in any modern mobile browser — Safari on iPhone and iPad, Chrome on Android, plus every other major mobile browser. There is nothing to install from the App Store or Play Store.
SIP Calculator works in every up-to-date browser including Google Chrome, Mozilla Firefox, Apple Safari, Microsoft Edge, Brave, and Opera, on both desktop and mobile.
No. The processing for SIP Calculator happens entirely inside your browser, so your files stay on your own device. Nothing is uploaded to our servers and nothing is kept after you close the page.
There is no fixed server-side limit because SIP Calculator runs in your browser. The practical ceiling depends on your device's memory — most laptops and phones handle files up to around 100–200 MB without trouble.
No account, no email, no signup. Just open the page and use SIP Calculator straight away. There are no usage limits, no daily caps, and no premium tier hidden behind a paywall.
No. The output you download from SIP Calculator is clean — no OfficeToolsHub watermark, no logo, no "made with" badge, no extra metadata added. The file is yours to use however you like.
For most browser-based tools the heavy lifting runs locally, so a brief network drop after the page loads usually does not interrupt your work. We still recommend a stable connection for the initial page load.